Pre-Medicare Medical Plan

Retiree Health Savings Plan (HSP)

The Retiree HSP covers in and out-of-network services. There is no need to select a Primary Car Physician or to obtain a referral. It's as simple as visiting a practitioner from UHC's vast network for most services. You are not responsible for handling paperwork, including claims and pre-notifications for services rendered within the network.

This comprehensive plan also includes:

  • Option to establish a health savings account (HSA)
  • No PCP, specialist and hospital copayments
  • Most preventive drugs are covered at 100% 
  • All medical (excluding in-network child and adult wellness exams and preventive care) and prescription drug services will apply to the deductible and are then covered by coinsurance until the out of pocket maximum is reached.

How to Locate In-Network Providers:

Medicare Medical Plan

Via Benefits (formerly OneExhange) Retiree Exchange

FAQ about the Exchange

The Via Benefits (formerly OneExchange) marketplace offers a variety of plans: Medicare Supplement Insurance (Medigap), Medicare Advantage, and Part D Prescription Drug plans. Via Benefits also offers dental and vision plans for those who want them. (Please note that if you have dental or vision coverage through GW at the time of your retirement, you may elect to keep that coverage and will be billed by PayFlex, or choose a new plan through Via Benefits.)

A Via Benefits benefit advisor will help guide you through your options and answer your questions. You will also be able to take advantage of our easy-to-use online tools to help you evaluate the plans available. You can use those online tools to:

  • Find plans for all Medicare product types (Medicare Advantage, Medicare Supplement Insurance, and Part D Prescription Drug Plans
  • See quotes for dental and vision products
  • Estimate out-of-pocket expenses for your current medications
  • Compare plans side-by-side, so you can see how they stack up against each other

To make your first contact with Via Benefits as smooth as possible, please take the following steps before calling Via Benefits:

  1. Contact GW Benefits a week or two before you plan to speak with to Via Benefits. GW Benefits can provide some basic information to Via Benefits so that they can send you information and be aware that you are a GW retiree when you call.
  2. Enroll in Medicare Parts A and B. Via Benefits can provide some information, but cannot help you enroll in a Medicare Supplemental plan until you are enrolled in Original Medicare. You can enroll in Original Medicare through the Social Security Administration’s website,, or call 1-800-772-1213 (TTY:  1-800-325-0778).
  3. Gather a list of your current prescriptions and the names of any doctors or facilities you currently use that you would like to continue seeing.
  4. Think about the type of coverage you currently have and the features of that coverage that are important to you, such as access to your current doctors, low monthly premiums, or low out-of-pocket costs.

Once you have taken these steps, we encourage you to schedule a call with a Via Benefits benefit advisor. Appointments are important, as they provide enough time to ask all your questions and get the information you need. You can schedule your call online or you can phone Via Benefits directly at 1-855-232-5748 (TTY: 711).

Via Benefits can begin to assist you 90 days before your active coverage with GW will end. For example, if you plan to retire on May 16, your active coverage will continue through May 31, and Via Benefits can assist you as early as March 2.