Health & Welfare

As a benefits-eligible employee, you have the opportunity to participate in a variety of health and welfare plans including medicalprescription, dental, vision, flexible spending accounts, and the group legal program.

The George Washington University is committed to offering its benefits-eligible employees a comprehensive benefits package at a competitive cost. GW offers employee benefits in a way that gives you choice and flexibility so that you can choose the benefits that are right for you and your family. To get the most out of the university’s benefits offerings, you will need to understand how the benefits work, when you can receive benefits, and what steps you must follow.

The GW Health & Welfare Benefits Plan SPD and Flexible Benefits Plan SPD, along with the applicable Benefits Descriptions, can help. The Plan offers you the choice of various levels of coverage so you can pick the level that best meets your needs. When you enroll during designated enrollment periods, we will ask you to make decisions about your benefits. That means you should evaluate your needs, learn about your options, and choose benefit levels that will protect you and any eligible family members for a full year.* (The university’s Plan year is the calendar year.)

* For those who have qualified life events or terminate employment from the university during the year, other time periods will apply.

In early 2019, some employees will receive the tax form, 1095-C, Employer-Provided Health Insurance Offer and Coverage, that will contain detailed information about their health care coverage provided by GW during calendar year 2018. If you receive the form, it is important to keep it for your records because you will need it to file your taxes for 2018.

We have created this FAQ document to provide a better understanding of the form and what to do when/if you receive one.

The 1095-C contains detailed information about the health care coverage provided by GW. If you were enrolled in health care coverage with GW or were considered a full-time employee at any point in 2018, you should receive a 1095-C.

You will need it to complete your 2018 tax return. The information you report from the form will be used to determine whether you will pay a penalty for failing to have health care coverage as required by the Patient Protection and Affordable Care Act, also called Obamacare. Think of the form as your “proof of insurance” for the IRS.

If you have any questions, please contact [email protected].

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